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Financing Your Home

When searching for your new home, it’s important to know how much you have available to invest in your purchase.  Just as you wouldn’t go shopping at the mall without money, it stands to reason you wouldn’t go shopping for a house without a way to fund the purchase of the home you want.  You have a key negotiating advantage when you can present a contract offer backed by a loan approval from a reputable and well known lender.

A competent, experienced loan officer with a reputable company is critical to the success of your transaction. The loan officer should be able to recommend a loan program that suits the buyer's financial goals and ability. Processing of the loan should be smooth, and there should not be surprise charges or loan terms at the settlement table.

The following loan officers have proven to be trustworthy, each giving excellent service to my clients. Each of them will give you an honest assessment of your loan potential so that you will not waste time and expense and can focus your energy on attainable goals. Prosperity Home Mortgage, a Long & Foster Company, is represented in my office by Genn Benson, a superb loan officer. 

They can assist you with a wide range of mortgage products tailored to meet your specific needs – whether it’s buying your first home, refinancing your current home, buying a vacation home, an investment property, or land.  I work as a team with your lender to ensure a seamless flow of information from the loan application to the settlement table.  If you currently have a mortgage pre-approval, I encourage you to get a free competitive quote from Prosperity Home Mortgage in order to experience their high level of customer service and to double-check that the program you select is the best available for you.

Glenn Benson, Prosperity Home Mortgage, (202) 494-3175 cell, (301) 230-1482 office, email glennbenson@phmloans.com. For detailed loan and homebuying information, and an online application form, go to Website. NMLS# 174521

Glen Lazovick, Apex Home Loans, Inc., (240) 238-2424, glazovick@apexhomeloans.com, Website. NMLS# 721448

Russell Rothstein, SunTrust Mortgage, Inc., (301) 961-0903 office, (301) 706-9888 cell,  russell.rothstein@suntrust.com, Website. NMLS# 663177

The NMLS numbers shown are the Maryland license numbers for each lender. As required by MD law, I have verified their license status as of April 11, 2015. You may check the status of any lender's license at nmlsconsumeraccess.org.

You are entitled to a free credit report from each of the reporting bureaus once per year. The bureaus are Experian, TransUnion, and Equifax. These is one authorized website to download your credit report free of charge, www.annualcreditreport.com.

Protect your identity by using a trusted lender and loan officer with a proven record of confidentiality and competence. If you have had problems with your credit ratings and experienced identity theft, check the FTC website. This site has a wealth of information about protecting your identity and how to repair the damage if your identity is stolen.

All first mortgage products are provided by Prosperity Home Mortgage. Prosperity Home Mortgage may not be available in your area. Licensed by the NJ Department of Banking and Insurance. 4440 Brookfield Corporate Dr., Chantilly, VA, (703) 222-1800. ©2012 Prosperity Home Mortgage. All Rights Reserved. NMLSR ID #70353.

The data relating to real estate on this website comes in part from the Broker Reciprocity/IDX (Internet Data Exchange) Program of the New River Valley Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Long & Foster Real Estate, Inc. are marked with the Broker Reciprocity logo (IDX) and detailed information about them includes the name of the listing broker.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

All information is deemed reliable but not guaranteed, and should be independently verified.

Listing data provided by Metropolitan Regional Information as of Saturday, October 21, 2017.

Although the Multiple Listing Service of The Roanoke Valley is the single source for these listings, listing data appearing on this website does not necessarily reflect the entirety of all available listings withing the Multiple Listing Service. All lisiting data is refreshed daily, but its accuracy is subject to market changes.

All copyrights and intellectual property rights are the exclusive property of the Multiple Listing Service of The Roanoke Valley. Whether obtained from a search result or otherwise, visitors to this web site may only use this listing data for their personal, non-commercial benefit. The unauthorized retrieval or use of this listing data is prohibited.